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(펌)집 산다고 6억 대출 받으면 얼마를 갚아야할까

2025-07-09 09:05 44

<img src="/data/image/img/A7Ap2dayLex1325wZRP2.jpg"><br/> 
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<p style="border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, 돋움, Dotum, Tahoma, Arial;"> &nbsp; 
<p style="border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, 돋움, Dotum, Tahoma, Arial;">  네. 대부분의 서민 실수요자는 못 갚습니다.  
<p style="margin-bottom: 0.5em; border: 0px; outline: 0px; font-size: 15px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: Roboto, &quot;Noto Sans KR&quot;, 나눔고딕, &quot;Nanum Gothic&quot;, &quot;Malgun Gothic&quot;, 맑은고딕, 굴림, 돋움, Dotum, &quot;sans-serif&quot;; line-height: 1.7;"> 보수적으로 30년, 4%금리 적용해도 월 286만원입니다. 
<p style="margin-bottom: 0.5em; border: 0px; outline: 0px; font-size: 15px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: Roboto, &quot;Noto Sans KR&quot;, 나눔고딕, &quot;Nanum Gothic&quot;, &quot;Malgun Gothic&quot;, 맑은고딕, 굴림, 돋움, Dotum, &quot;sans-serif&quot;; line-height: 1.7;"> 하지만 이게 끝이 아니죠? 
<p style="margin-bottom: 0.5em; border: 0px; outline: 0px; font-size: 15px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: Roboto, &quot;Noto Sans KR&quot;, 나눔고딕, &quot;Nanum Gothic&quot;, &quot;Malgun Gothic&quot;, 맑은고딕, 굴림, 돋움, Dotum, &quot;sans-serif&quot;; line-height: 1.7;"> 관리비 보수적으로 20만원 잡죠. 
<p style="margin-bottom: 0.5em; border: 0px; outline: 0px; font-size: 15px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: Roboto, &quot;Noto Sans KR&quot;, 나눔고딕, &quot;Nanum Gothic&quot;, &quot;Malgun Gothic&quot;, 맑은고딕, 굴림, 돋움, Dotum, &quot;sans-serif&quot;; line-height: 1.7;"> 여름철에 전기세, 겨울철에 가스비는 제외입니다. 
<p style="margin-bottom: 0.5em; border: 0px; outline: 0px; font-size: 15px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: Roboto, &quot;Noto Sans KR&quot;, 나눔고딕, &quot;Nanum Gothic&quot;, &quot;Malgun Gothic&quot;, 맑은고딕, 굴림, 돋움, Dotum, &quot;sans-serif&quot;; line-height: 1.7;"> 차도 있어야겠죠? 혹시 결혼해서 아이도 있나요? 
<p style="margin-bottom: 0.5em; border: 0px; outline: 0px; font-size: 15px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: Roboto, &quot;Noto Sans KR&quot;, 나눔고딕, &quot;Nanum Gothic&quot;, &quot;Malgun Gothic&quot;, 맑은고딕, 굴림, 돋움, Dotum, &quot;sans-serif&quot;; line-height: 1.7;"> &nbsp; 
<p style="margin-bottom: 0.5em; border: 0px; outline: 0px; font-size: 15px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: Roboto, &quot;Noto Sans KR&quot;, 나눔고딕, &quot;Nanum Gothic&quot;, &quot;Malgun Gothic&quot;, 맑은고딕, 굴림, 돋움, Dotum, &quot;sans-serif&quot;; line-height: 1.7;"> 6억은 어마어마한 돈입니다. 
<p style="margin-bottom: 0.5em; border: 0px; outline: 0px; font-size: 15px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: Roboto, &quot;Noto Sans KR&quot;, 나눔고딕, &quot;Nanum Gothic&quot;, &quot;Malgun Gothic&quot;, 맑은고딕, 굴림, 돋움, Dotum, &quot;sans-serif&quot;; line-height: 1.7;"> 현실은 연봉 5천받는 근로자 기준 최대 3억 빌리는게 한계치라고 생각하시면 됩니다. 
<p style="margin-bottom: 0.5em; border: 0px; outline: 0px; font-size: 15px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: Roboto, &quot;Noto Sans KR&quot;, 나눔고딕, &quot;Nanum Gothic&quot;, &quot;Malgun Gothic&quot;, 맑은고딕, 굴림, 돋움, Dotum, &quot;sans-serif&quot;; line-height: 1.7;"> &nbsp; 
<p style="margin-bottom: 0.5em; border: 0px; outline: 0px; font-size: 15px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: Roboto, &quot;Noto Sans KR&quot;, 나눔고딕, &quot;Nanum Gothic&quot;, &quot;Malgun Gothic&quot;, 맑은고딕, 굴림, 돋움, Dotum, &quot;sans-serif&quot;; line-height: 1.7;"> 즉, 이번 대출 규제로 사다리가 걷어차였다고 주장하며&nbsp; 
<p style="border: 0px; outline: 0px; font-size: 15px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: Roboto, &quot;Noto Sans KR&quot;, 나눔고딕, &quot;Nanum Gothic&quot;, &quot;Malgun Gothic&quot;, 맑은고딕, 굴림, 돋움, Dotum, &quot;sans-serif&quot;; line-height: 1.7;"> 원룸에서 떡볶이나 시켜먹는 친구가 보인다면 욕을 한바가지 해주시면 됩니다. 
<p style="border: 0px; outline: 0px; font-size: 15px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: Roboto, &quot;Noto Sans KR&quot;, 나눔고딕, &quot;Nanum Gothic&quot;, &quot;Malgun Gothic&quot;, 맑은고딕, 굴림, 돋움, Dotum, &quot;sans-serif&quot;; line-height: 1.7;"> &nbsp; 
<p style="border: 0px; outline: 0px; font-size: 15px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: Roboto, &quot;Noto Sans KR&quot;, 나눔고딕, &quot;Nanum Gothic&quot;, &quot;Malgun Gothic&quot;, 맑은고딕, 굴림, 돋움, Dotum, &quot;sans-serif&quot;; line-height: 1.7;"> 예시&nbsp; 
<p style="border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, 돋움, Dotum, Tahoma, Arial; line-height: 1.7;">   월 300버는 사람은 저렇게 대출 안 되요 ㅎㅎ   
<p style="border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, 돋움, Dotum, Tahoma, Arial; line-height: 1.7;">   dsr 30%니까 월 1000 가까이 벌어야 6억대출 나옵니다. 월 1000만원 버는데 300만원 내는게 무리인가요?   
<p style="border: 0px; outline: 0px; font-size: 15px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: Roboto, &quot;Noto Sans KR&quot;, 나눔고딕, &quot;Nanum Gothic&quot;, &quot;Malgun Gothic&quot;, 맑은고딕, 굴림, 돋움, Dotum, &quot;sans-serif&quot;; line-height: 1.7;"> &nbsp; 
<p style="border: 0px; outline: 0px; font-size: 15px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: Roboto, &quot;Noto Sans KR&quot;, 나눔고딕, &quot;Nanum Gothic&quot;, &quot;Malgun Gothic&quot;, 맑은고딕, 굴림, 돋움, Dotum, &quot;sans-serif&quot;; line-height: 1.7;"> 반박&nbsp; 
<p style="border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, 돋움, Dotum, Tahoma, Arial; line-height: 1.7;">   즉, 서민 실수요자들이 사다리가 걷어차였다며 6억 제한 운운하는건 개소리라는 취지죠.   
<p style="border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, 돋움, Dotum, Tahoma, Arial; line-height: 1.7;">   그리고 1000만원 버는 가구가 월 300만원 갚는건 어떻게 사느냐에 따라 별 문제가 안될수도 있겠지만   
<p style="border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, 돋움, Dotum, Tahoma, Arial; line-height: 1.7;">   보통 그런 소득을 가진 집은 씀씀이도 비례해서 커지죠.   
<p style="border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, 돋움, Dotum, Tahoma, Arial; line-height: 1.7;">   월 1000 소득도 결국 저런 돈은 부담될겁니다.   
<p style="border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, 돋움, Dotum, Tahoma, Arial; line-height: 1.7;">   그리고 월 300만원이 아닙니다. 집은 들어가는 순간 부차적인 비용이 발생합니다.   
<p style="border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, 돋움, Dotum, Tahoma, Arial; line-height: 1.7;">   관리비만해도 수십만원이죠.   
<p style="border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, 돋움, Dotum, Tahoma, Arial; line-height: 1.7;"> &nbsp; 
<p style="border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, 돋움, Dotum, Tahoma, Arial; line-height: 1.7;">  대안  
<p style="border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, 돋움, Dotum, Tahoma, Arial; line-height: 1.7;">   대안이랄것도 없고 그냥 그런가보다 하면 됩니다. 서민 실수요자 입장에서는요.   
<p style="border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, 돋움, Dotum, Tahoma, Arial; line-height: 1.7;">   어차피 저런돈을 대출받을 정도의 능력이면 이미 상위 10%안에 고소득가구일텐데   
<p style="border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; list-style: none; box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, 돋움, Dotum, Tahoma, Arial; line-height: 1.7;">   그런 사람들은 돈 많을테니 은행 돈 빌리지말고 본인 돈으로 집사라는 거죠.   
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